Enjoy the benefits of getting a UnionBank Secured Credit Card
UnionBank secured credit cards offer a high-approval path to building credit, utilizing a holdout deposit (typically 100-110% of the credit limit) to secure the account.
Key Benefits of UnionBank Secured Credit Cards
- High Approval Rates: Because the card is secured by a deposit, it is an ideal option for individuals with no credit history, poor credit, or those looking to build/rebuild their credit standing, as it is often approved without strict income requirements.
- Earning Rewards & Cashback: Cardholders can earn rewards points
- EasyPay & Financial Flexibility: Allows conversion of high-value purchases into easy installments and provides access to features like PayDirect.
- Exclusive Promos and Discounts: Access to special rewards and discounts for dining, shopping, and travel.
- On call for you 24x7. Get assistance wherever you are even on weekends and holidays.
- Get cash now with no hassle! No additional requirements needed. All you need is your UnionBank Credit Card. UnionBank Cash Advance is a feature of UnionBank credit card that allows qualified cardholders to get cash up to the limit determined by the Bank.
- "Tap to Lock" Security: UnionBank online app allows users to lock their card instantly for security in case of loss, blocking all transactions until it is found.
Key Requirements & Steps
- To apply for a UnionBank secured credit card at a branch, ask for a Secured Credit Card application. Prepare a deposit (usually ₱12,000–₱20,000+), two valid government IDs, and fill out a deed of assignment to hold your funds as collateral. Credit Limit: Typically 80% to 90% of your deposit. Wait for approval and card delivery (typically 5-10 business days).
- Requirements: One to two valid government-issued IDs with photo and signature. Accomplished Application Form. Proof of income (Optional for some secured cards, but recommended).
Apply Via Unionbank Online App
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"Please note that I am not a bank officer or affiliated with any financial institution. I will never ask for your sensitive information, such as your OTP, home address, phone number, credit card details, or bank account numbers. Please keep this information private.".

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